The Help to Buy ISA closed to new accounts at midnight on 30 November 2019. If you have already opened a Help to Buy ISA, you will be able to continue saving into your account until November 2029. You’ll then have until 1 December 2030 to claim the 25% bonus.

If you did not open an account in time, there is a similar scheme available known as the Lifetime ISA. *GUIDE COMING SOON*

The Help To Buy ISA

What is the Help To Buy ISA?

  • The Help To Buy ISA Scheme is available to first time buyers only.

  • Save your money into a Help to Buy ISA and the Government will boost your savings by 25%. For example, for every £200 you save, you will receive a government bonus of £50.

  • The maximum government bonus you can receive is £3,000.

  • The bonus will be paid to your Solicitor on completion of your purchase.

  • The bonus funds can only be used towards your completion funds, and not your deposit.




Choose a Help To Buy ISA from a range of banks and building societies.

You will need to have saved at least £1,600 in your Help To Buy ISA before you can claim the minimum government bonus of £400.

Your Solicitor will apply for your bonus. You must arrange to close your Help To Buy ISA prior to completion.

Who is eligible?

  • You must reside in the UK.

  • Your purchase price can be up to £250,000 (or up to £450,000 in London).

  • You must be a first time buyer, and not own a property anywhere in the world.

  • It must be where you intend on living.

  • It must be purchased with a mortgage.

Montrose Conveyancing Ltd of Unit 12b Newent Business Park, Newent, Gloucestershire, United Kingdom, GL18 1DZ. Private Limited Company (Company number 12026728).

Head of Legal Practice: Katie Nicholson

Head of Finance and Administration: Andrew Graham


Tel: 01531 825860

Fax: 01531 825860

CLC Licence Number: 11851

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